Financing Options Financing Options for Lebanon, Franklin, Crossville, & Surrounding Areas We offer financing options for new hot tubs, swim spas, Covana covers, and sauna purchases. The Outdoor Solutions credit card is issued with approved credit by Wells Fargo, N.A., an Equal Housing Lender. Ask for details. Financing Options Completing this form not required to apply for financing. This info will not be shared, it is for use by Hot Spring Spas of Music City.